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Apr 19

Bart Zandbergen, CFP in Dana Point, CA

[This article originally appeared in the Spring 2017 issue of Nobleman Magazine.]

There is no time like the present to take inventory of what works, what doesn’t and what can be improved upon. My top three areas I choose to invest in help me stay focused, driven and inspired to persevere as a father, husband, and entrepreneur.

FITNESS

Throughout my childhood and into my teens, all I did was surf. By the time I got my first job out of college, I was only able to surf on weekends. Meaning, if there was no waves, I would have no exercise. I quickly realized that like life, waves can be inconsistent, so I started to explore gym workouts.

I was hooked instantly, and have now been working out 6 days per week for 34 years! Over time, I have discovered what works best for me and my body. My workouts start with 20-30 minutes of cardio exercise followed by 60-75 minutes of weight resistance training, followed by 5-10 minutes of abdominal work and stretching. Keep in mind, everyone’s body and goals are different, but this program works for me.

NUTRITION

With working out so focused in the gym, I quickly realized the importance of proper nutrition to recover, build muscle and maintain what I was working so hard for. Everyone needs a different recipe for their individual daily nutrition intake, however for me, that is a caloric intake of 2500- 3000 calories per day, 6 meals per day, and with a macro nutrient breakdown of approximately 50% protein, 25% Carbohydrates and 25% good fats.

Proper nutrition also encompasses the necessity of quality of food. First, it’s best to consume minimal to no processed food. Second, whenever possible, Organic, GMO Free, Grass Fed and Free Range are the best options. My wife constantly tells me we can pay more now for the more expensive food or pay much more later with poor health.

WINE

I like to invest in good wine. Now, that does not necessarily mean expensive wine. It means wine that I enjoy. I enjoy Champagne…a lot! However, if I don’t feel like spending a lot, I might grab a bottle of Cava (from Spain) or Cremant (from France, made in the traditional style of Champagne, but produced outside of the Champagne region).

I also like to invest in refined wine stemware (don’t laugh). Riedell is famous for creating wine glasses specific to the varietal. I was not a believer at first. But after several blind tastings it really does matter. In short, life is too short to drink bad wine.

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Bart A Zandbergen, CFP® is a Registered Investment Advisor with Optivest, Inc and a Registered Representative with Gramercy Securities, Inc. Investment advisory services are offered by Optivest, Inc. under SEC Registration and securities are offered through Gramercy Securities, Inc., member FINRA & SIPC, 3949 Old Post Road, Charlestown, RI, 02813, 800-333-7450.

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Investment advisory services are offered by Optivest, Inc. and securities are offered through Gramercy Securities, Inc., member FINRA & SIPC. Securities are not FDIC-Insured, are not bank-guaranteed and may lose value. This website is provided solely for Optivest, Inc. clients and does not intend to provide investment, tax or legal advice. Be sure to consult with your own tax and legal advisors before taking any action that would have tax consequences. All references to Optivest on this website refer to Optivest, Inc. (a California Incorporated company) and all references to Optivest Properties refer to Optivest Properties, LLC. Optivest, Inc. does not represent that the securities, products, or services discussed in this website are suitable or appropriate for all investors. Information herein is taken from sources deemed reliable and neither Optivest, Inc. nor Gramercy Securities, Inc. is responsible for any errors that might occur. Optivest, Inc. may only transact business in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements. The information on this website is not intended for distribution to, or use by, any entity or person in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Optivest, Inc. or Gramercy Securities to any registration requirement within such jurisdiction or country. The opinions expressed by vendors or third parties are those of the author(s) and are not necessarily those of Optivest, Gramercy or their affiliates. All links to other Internet websites (“hyperlinks”) are included as a convenience for our visitors and Optivest, Inc. assumes no liability for the content or the presentation of such linked sites. No part of this website may be reproduced in any form, or referred to in any other print or electronic publication without the express consent of Optivest, Inc. The material has been prepared and is distributed solely for information purposes and is not a solicitation or an offer to buy or sell any security or instrument or to participate in any trading strategy. No representation or warranty is provided for any software that may be downloaded from this website. Copyright © 2016 Optivest, Inc.

Securities offered through Gramercy Securities, Inc., 3949 Old Post Road, Charlestown, RI 02813, 1-800-333-7450

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