2018 was a roller coaster ride for asset prices as market volatility not seen in 2017 burst onto the scene. The Federal Reserve tightened monetary policy, and U.S. economic fundamentals were strong. Fast forward to 2019, and while the Fed said it would be “patient” for now, there are already indications that economic growth and
I recently wrote this guest post for The Law Offices of William Strachan and wanted to share; it’s about the role a Certified Divorce Financial Analyst® can play during the divorce process and how one can help if you’re going through a divorce. Enjoy! It’s widely documented that the number one issue that couples fight
The wholesale cost of U.S. goods and services had the biggest decline in December in five months, largely due to lower gasoline prices. In addition to a big drop in gasoline prices, the cost of other key household expenses like groceries and health care haven’t risen much. And the cost of oil dropped sharply over
5 Important Reasons Why You Need a Trust Instead of a Will
Author’s note: This post was originally written in 2016, but I have revised it with new and updated content. Is it better to have a will or trust? When discussing people’s estates and whether they have a will in place, there is one question that frequently arises: “Should I have a will or a trust?”

Bart A Zandbergen, CFP® is a Registered Investment Advisor with Optivest, Inc and a Registered Representative with Gramercy Securities, Inc. Investment advisory services are offered by Optivest, Inc. under SEC Registration and securities are offered through Gramercy Securities, Inc., member FINRA & SIPC, 3949 Old Post Road, Charlestown, RI, 02813, 800-333-7450.


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Securities offered through Gramercy Securities, Inc., 3949 Old Post Road, Charlestown, RI 02813, 1-800-333-7450