What is a CDFA®?

A CDFA certification indicates a financial professional has completed an intensive training program to become skilled in analyzing and providing expertise in the specific financial issues that come up during a divorce.

To become a CDFA® (Certified Divorce Financial Analyst), an individual must have a minimum of three years of professional experience in finance or divorce and a Bachelors degree. The training program for the CDFA exam is thorough, requiring 80-100 hours’ time for most individuals before taking the exam to achieve the certification. Once the CDFA certification is achieved, yearly renewal and continuing education is required to keep the designation.

As a Certified Divorce Financial Analyst (CDFA®), I assist clients along with their attorneys to understand how the financial decisions you make during a divorce will impact your financial future.

The role of a CDFA® and why you need one

When I work with clients who are going through a divorce, my mission is to help you achieve a fair and workable settlement that enables you to move forward with dignity and confidence. Couple who have a high net worth face many intricate financial details that concern tax issues, CRA rulings, capital gains, dividing pensions, and so on.

Because the ramifications and consequences of financial mistakes during divorce can be so high for ultra-high net worth individuals, they can have far-reaching consequences in your new life. Adding a CDFA® to your legal team ensures you have someone specifically analyzing and planning for your financial future to achieve the best possible outcome.

A Certified Divorce Financial Analyst can advise you on:

  • Marital property
  • Division of assets
  • Analysis and negotiation of the divorce settlement
  • Housing
  • Debts
  • Alimony
  • Child support
  • Tax implications
  • Retirement accounts
  • Healthcare coverage
  • Financial planning going forward
  • Pension and retirement plan division
  • Insurance needs

If you have investible assets in excess of seven or eight figures, and are going through a divorce, contact me for a complimentary discovery meeting to discuss how we can preserve your wealth and achieve an equitable settlement.

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Bart A Zandbergen, CFP® is a Registered Investment Advisor with Optivest, Inc and a Registered Representative with Gramercy Securities, Inc. Investment advisory services are offered by Optivest, Inc. under SEC Registration and securities are offered through Gramercy Securities, Inc., member FINRA & SIPC, 3949 Old Post Road, Charlestown, RI, 02813, 800-333-7450.

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Securities offered through Gramercy Securities, Inc., 3949 Old Post Road, Charlestown, RI 02813, 1-800-333-7450